money mindset
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Manage Money Articles
5 Must-Read Money Books for Millennials
Money books have structured information that makes it easier to learn important topics like money. I’m a big fan of blogs, but money books give us deeper knowledge about a subject offering a start and endpoint. The more you know the more you’ll grow. Reading about money will help create a solid foundation of understanding. In today’s guest post, I…
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Budgeting
How to Win in Life Without Winning the Lottery
I will openly admit I have played the lottery many times. Sometimes the lottery tickets yield a $2 win, but most often, it’s a loss. I don’t play the lottery regularly, but there are occasions like billion-dollar jackpots when I opt to buy a ticket and skip my cup of coffee. Let me get this out of the way. The chance…
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Manage Money Articles
Stop Keeping up with the Joneses: How to Live Your Best Life
They look fancy, but it’s time to stop keeping up with the Joneses. Some of us have been guilty of this — keeping up with the Joneses, the Smiths, the Clarks, or any other family who seems to have it together on your block. In some cases, we’re trying to keep up with the Kardashians through their lavish family lifestyle…
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Manage Money Articles
5 Personal Finance Rules You Might Need to Break
To improve your personal finances, you can talk with a financial planner, read money blogs or get advice from financially savvy friends. And as you read or speak with individuals, you might recognize some common money beliefs — in fact, you might get the same basic advice. The truth of the matter is there are many general personal finance rules…
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Prevention
10 Signs You’re Headed into Financial Trouble and Tips for Financial Security
My friend had a stable job making $85,000 a year with moderate debt that included a mixture of credit cards and student loans. He lived a comfortable lifestyle often eating at fine restaurants and traveling. He shared recently that his situation has changed. My friend who was never late on bills was now facing some financial issues. He shared his…
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Budgeting
21 Financial Tips I Wished I Knew at 21 Years Old
There are times I reflect on my life and wished I knew a few more things about personal finance back in college. It would have smoothed out the tumultuous relationship I had with money and credit. I’m sure I would have accomplished more goals earlier if I wasn’t stressed about money. Here is my attempt to help you get right…
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Uncategorized
How to Avoid Financial Mistakes I Made in College
While attending Rutgers University, I worked full-time at Newark Airport making $30,000 a year. My lack of financial knowledge, however, set me on the paycheck-to-paycheck lifestyle before I was 20. When I look back in my college years, I can clearly see the financial mistakes I’ve made. These mistakes caused a great deal of debt-related stress and cost me thousands…
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Budgeting
The Traits and Financial Practices of Money-Savvy People
What makes someone a money-savvy person? I’ve written before how money is a tool and how it can buy support happiness–helping you afford a roof over your head, food to eat, clothes to wear, and medicine. Today, I’m sharing how money is only part of a toolset you need on your journey to financial wellness. You can have a six-figure salary…
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Money Mindset
Happy Money Happy Life
Preorder your copy before January 2023 and get bonuses and giveaways. Get your copy of Happy Money Happy Life on Bookshop.org (support your local bookstore) or on Amazon. There is a big misconception about the relationship between money and happiness. In my first book, You Only Live Once, I briefly covered the concept that money can buy happiness. It was an area…
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Budgeting
The YOLO Mindset to Help You Manage Money and Create Wealth
YOLO stands for you only live once. The term itself is derived from social media uses and is relatively new (c. 2012), but the mantra has been around for decades. The rapper, Drake, brought the YOLO term to the masses with his popular song – The Motto. However, Mae West, a famous actress born in 1893 (yes in the 19th…
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