Jason Vitug

Jason Vitug is a bestselling author, entrepreneur, and founder of phroogal.com and thesmilelifestyle.com. His purpose to help others live their best lives through experiential and purposeful living. Jason is also a certified yoga teacher and breathwork specialist and has traveled to over 40 countries.
  • Money FundamentalsFinancial Checkup

    Financial Checkup: 10 Steps to Analyze Your Money and Finances

    Whether you're just starting your financial journey or looking to reevaluate your current status, a financial checkup is vital to the financial planning process.

    Read More »
  • Money Fundamentals
    Financial Wellness Stages

    6 Financial Wellness Stages for Better Health and Wealth

    It does not matter where you start, just as long as you’ve started the journey. The financial wellness stages helps you visualize what’s necessary to achieve money and life goals. You begin with financial literacy to understand the basics of money and finances. It’s a fundamental aspect of financial wellness. With financial knowledge, you’ll navigate the stages with ease and…

    Read More »
  • Money Fundamentals
    Financial Freedom

    How to Reach Financial Freedom

    Welcome to the pinnacle of your financial wellness journey: reaching financial freedom. Financial freedom is the financial wellness stage where your wealth covers your lifestyle indefinitely and allows for significant financial pursuits and contributions without impacting your financial health. It’s about the ultimate liberty to explore, innovate, and give back. What is Financial Freedom? Financial freedom transcends basic financial independence…

    Read More »
  • InvestingFinancial Independence

    How to Achieve Financial Independence

    Most people aim for financial retirement after achieving financial security in the financial wellness stages. However, you are not like most people. You don’t want to wait for the conventional retirement age. You want to retire much sooner than 70. You desire to reach financial independence. Let me start by saying there really isn’t one definition for financial independence. Some…

    Read More »
  • Money Fundamentals
    Financial Security

    How to Achieve Financial Security

    From financial capability to becoming financially secure, the third financial wellness stage is about gaining peace of mind and establishing a secure financial foundation that not only meets current needs but also ensures stability and prosperity for the future. What is Financial Security? Financial security means more than having enough money to cover your bills—it’s about building a robust financial…

    Read More »
  • Money Fundamentals
    Financial Capability

    How to Gain Financial Capability

    From financial literacy to gaining financial capability. Welcome to the next financial wellness stage of your journey. What is Financial Capability? Financial capability is the ability to move beyond basic understanding and actively apply knowledge in real-life situations to achieve financial stability and growth. It extends beyond financial literacy. Financial capability means having the knowledge and confidence to use financial…

    Read More »
  • Money Fundamentals
    Financial Literacy

    How to Enhance Financial Literacy

    Welcome to the initial financial wellness stage: financial literacy. This is a foundational step on the road to financial wellness. What is Financial Literacy? Financial literacy involves grasping the essentials of personal finance and identifying the products, services, and tools crucial for managing one’s financial life. Key competencies in this area include understanding banking operations and developing skills in budgeting,…

    Read More »
  • InvestingHow to Invest in REITs

    How to Invest in REITs: Real Estate Investment Trusts

    Do you want to invest in real estate but don’t want the landlord’s duties? Consider investing in REITs. What Are REITs? Real Estate Investment Trusts (REITs) are companies that own, operate, or finance income-producing real estate across various property types. They allow individuals to invest in large-scale, income-generating real estate without buying the properties themselves. REITs are required by law…

    Read More »
  • InvestingHow to Invest in Bitcoin

    How to Invest in Bitcoin: A Simple Guide

    In an era when financial instability seems to be a way of life, the search for a stable medium of exchange has been evolving. Enter Bitcoin. It’s an attempt by the free market—or, more specifically, the Internet—to create a new and different currency. Bitcoin has been described as “the first decentralized peer-to-peer payment network that is powered by users with…

    Read More »
  • InvestingHow to Invest in Stocks

    How to Invest in Stocks: A Guide to Getting Started

    If you want to know how to invest in stocks, let me tell you it’s not as complicated as it seems. Investing is quite simple. Sure, there are things you need to know, but I’ll cover those in this article. No matter how much money you have to invest or how much knowledge you have about the stock market, you…

    Read More »