I want to lower expenses

  • Borrow Money Articles

    Credit Union Student Loan Refinancing: Why and How-to

    Is a credit union student loan refinancing a good option? We’ll explore that question thoroughly in this article. If you weren’t aware, many credit unions offer private student loans as well as refinancing options. In some ways, credit unions have an edge over financing companies. Because of their not-for-profit structure, credit unions can be quite competitive with their rates and…

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  • Budgeting

    How to Lower Expenses Before a Personal Financial Crisis

    You might be okay now, but things can change quickly. By planning ahead and being prepared you can mitigate the impact of any personal financial crisis you may encounter. A strategy used by many to achieve financial security is to have fewer monthly expenses. Resulting in a smaller amount of savings needed to cover monthly expenses in the event of…

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  • Borrow Money Articles

    The Ultimate Guide to Student Loan Consolidation

    If you have several federal student loans, consolidating may be an option to consider. In this guide, you’ll learn everything you need to know about federal student loan consolidation. What is the Direct Consolidation Loan? A Direct Consolidation Loan is made by the U.S. Department of Education allowing you to combine one or more federal student loans into one new…

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