I want financial security
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Borrow Money Articles
9 Ways to Lower Your Debt-to-Income Ratio
Need to lower your debt-to-income ratio? Your debt might be affecting your financial wellbeing. In this article, we’ll explore ways to lower you debt-to-income (DTI) ratio into a more manageable level. One of the foundations of financial wellness is holding on to little to no debt. But sometimes debt is necessary because it’s a result of buying your dream home,…
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Budgeting
How to Lower Expenses Before a Personal Financial Crisis
You might be okay now, but things can change quickly. By planning ahead and being prepared you can mitigate the impact of any personal financial crisis you may encounter. A strategy used by many to achieve financial security is to have fewer monthly expenses. Resulting in a smaller amount of savings needed to cover monthly expenses in the event of…
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Uncategorized
Protect Yourself Financially During the Coronavirus Pandemic
The pandemic is testing both our physical and financial health. This is definitely uncharted waters as we’re living with heightened concern over our health and worry about our finances. As we continue to progress through this new reality, it brings forward financial uncertainties around our job and income. I will continue to update this resource page with new information and…
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Prevention
10 Ways to Financially Prepare for Natural Disasters and Pandemics
We all need to financially prepare for natural disasters. I received alerts that a hurricane was on its way to Florida. Preparing my home for the hurricane was recommended, and storing essentials like water and nonperishable food for at least three days. As I was preparing for the hurricane, It reminded me of the importance of being financially prepared for disasters…
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