credit
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Credit Scores
How to Remove Collection Accounts from Your Credit Report (5 Steps)
Here are 5 simple steps that will help you remove collection accounts from your credit report. Did you get a copy of your credit report and found a collection item? Are you questioning the validity of these collection items? If so, you’re not alone. Many people who review their credit reports find inaccurate information. Federal law requires credit bureaus to…
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Borrow Money Articles
Top 12 Credit Report and Credit Score FAQs
Credit reports and credit scores are one of the most well-known but still mysterious parts of personal finance. There are millions of articles and resources on the internet helping people understand credit yet many are still left confused. I can’t blame them because there often seems to be contradicting information from one website to another. Just recently in my Facebook…
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Borrow Money Articles
Is Your Credit Score Good or Bad? How to Make It Excellent.
Is your credit score good? There’s a lot of confusion going around so I’m here to help you understand what’s important and what to focus on. First, credit scores vary based on the app, lender, or scoring system used to calculate them. They also use different score ranges to determine if your score is considered poor, fair, good, or excellent.…
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Budgeting
The Traits and Financial Practices of Money-Savvy People
What makes someone a money-savvy person? I’ve written before how money is a tool and how it can buy support happiness–helping you afford a roof over your head, food to eat, clothes to wear, and medicine. Today, I’m sharing how money is only part of a toolset you need on your journey to financial wellness. You can have a six-figure salary…
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Borrow Money Articles
5 Credit Card Mistakes to Avoid
Credit cards are efficient and easy financial tools to use. But these cards can create a lot of issues if you let credit use get out of hand. Using credit cards the right way can help you achieve financial goals but uncontrolled credit use can lead to a much more stressful life. Don’t make these credit card mistakes that could…
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