credit scores
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Credit Scores
How to Remove Collection Accounts from Your Credit Report (5 Steps)
Here are 5 simple steps that will help you remove collection accounts from your credit report. Did you get a copy of your credit report and found a collection item? Are you questioning the validity of these collection items? If so, you’re not alone. Many people who review their credit reports find inaccurate information. Federal law requires credit bureaus to…
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Borrow Money Articles
How to Request Your Free Annual Credit Report
The Fair and Accurate Credit Transactions Act (FACTA) requires credit bureaus to provide consumers access to free credit reports once every 12 months. The three credit bureaus provide access to these reports through the only federally mandated website jointly operated by them: AnnualCreditReport.com. This is the only website mandated by federal law to get a free copy of your credit…
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Credit Scores
Best Free Credit Score Apps 2021
So you’re wondering where you can get your free credit score? In the last few years, it has become easier to get access to free credit scores. In fact today, many banks and credit unions, credit card companies, and financial services apps offer users access to free credit scores. Here is my list of the best free credit score apps.…
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Borrow Money Articles
Top 12 Credit Report and Credit Score FAQs
Credit reports and credit scores are one of the most well-known but still mysterious parts of personal finance. There are millions of articles and resources on the internet helping people understand credit yet many are still left confused. I can’t blame them because there often seems to be contradicting information from one website to another. Just recently in my Facebook…
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Borrow Money Articles
Is Your Credit Score Good or Bad? How to Make It Excellent.
Is your credit score good? There’s a lot of confusion going around so I’m here to help you understand what’s important and what to focus on. First, credit scores vary based on the app, lender, or scoring system used to calculate them. They also use different score ranges to determine if your score is considered poor, fair, good, or excellent.…
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