credit report

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    How to Request Your Free Annual Credit Report

    The Fair and Accurate Credit Transactions Act (FACTA) requires credit bureaus to provide consumers access to free credit reports once every 12 months. The three credit bureaus provide access to these reports through the only federally mandated website jointly operated by them: AnnualCreditReport.com. This is the only website mandated by federal law to get a free copy of your credit…

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