MOHELA is one of the largest holders and servicers of student loans in the United States. Headquartered in St. Louis, Missouri, with an operating center in Columbia, Missouri, and office in Washington, DC.

MOHELA is the Higher Education Loan Authority of the State of Missouri or also known as the Missouri Higher Education Loan Authority. Its prime focus is student loan servicing.

When your student loan is serviced with MOHELA, you work directly with them to get answers to your account questions. They help you explore your benefits and repayment options along with processing your payments.

MOHELA can assist borrowers with loans serviced by them with federal benefits associated with federal student loans.

With some private student lenders, MOHELA acts as its servicer only. The benefits you may be entitled to with your refinanced student loan is defined by the lender and agreement you signed.