Glossary
Glossary of Financial Terms
A
- ABA Number
- Ability to Pay
- Academic Year
- Accelerated Death Benefits
- Acceptance
- Accident
- Accident-only Policies
- Accidental Death Benefits
- Account Agreement
- Account Fee
- Account History
- Account Holder
- Accreditation
- Accrual-Basis Tax Reporting
- Accrual-type Savings Security
- Accrue
- Accrued Interest
- Acquiring Bank
- Actual Cash Value (ACV)
- Additional Eligibility
- Additional Principal Payment
- Adjustable Rate Mortgage (ARM)
- Adjusted Gross Income (AGI)
- Adjuster
- Adjustment Date
- Adjustment Index
- Adjustment Interval
- Administered Estate
- Administrative Expense Charge
- Administrative Wage Garnishment (AWG)
- Administrator
- Advance Fee Fraud
- Adverse Action Notice
- Adverse Credit History
- Advertising
- Affidavit
- Affinity Fraud
- After-hours Trading
- Agent
- Aggregate Loan Limits
- Agreement Corporation
- Alien Registration Number
- Alteration
- Alternative Loan
- Amenity
- America Saves Week
- American Society of Home Inspectors
- Amortization
- Amount Due
- Announcement Date
- Annual Credit Report
- Annual Loan Limit
- Annual Meeting
- Annual Mortgagor Statement
- Annual Percentage Rate (APR)
- Annual Percentage Yield (APY)
- Annual Report
- Annual Return
- Annuitant
- Annuity
- Annuity Certain
- Annuity Period
- Appeal
- Application
- Application Fee
- Appraisal
- Appraised Value
- Appraiser
- Appreciation
- Appreciation-type Savings Security
- Approved Drug Rehabilitation Program
- Arbitration
- ARM Margin
- As-is Condition
- Ask Price
- Asking Price
- Assessed Value
- Assessments
- Assessor
- Asset
- Asset Allocation
- Assignment
- Associate Degree
- Assumable Mortgage
- Assumption Clause
- Attending School
- Auction
- Auction Announcement
- Auction Date
- Authorised IRS e-file Provider
- Authorization
- Auto Insurance
- Automated Clearing House (ACH)
- Automated Teller Machine (ATM)
- Automated Underwriting
- Automatic Bill Payment
- Automatically Protected
- Availability Date
- Availability Policy
- Available Balance
- Available Credit
- Average Price
- Average Price
- Award Amount
- Award Letter
- Award Year
B
- Baby Bonds
- Bachelor’s Degree
- Back End Ratio (debt ratio)
- Back-end load
- Backup Withholding
- Bait and Switch
- Balance Sheet
- Balance Transfer
- Balloon Mortgage
- Balloon Payment
- Bank
- Bank Account Type
- Bank Custodian
- Bank Examination
- Bank Holding Company
- Bank Statement
- Banking Day
- Banking services
- Bankrupt
- Bankruptcy
- Basis Point
- Bear Market
- Behavioral Finance
- Benchmark Rate(s)
- Beneficial Owner
- Beneficiary
- Beneficiary Under a Trust
- Benefits Received
- Bequest
- Bid Price
- Bill
- Billing Cycle
- Billing Date
- Billing Error
- Binder
- Biweekly Payment Mortgage
- Board of Directors
- Bodily Injury (BI)
- Bond
- Bond Call
- Bond of Indemnity
- Bond Swap
- Bonus
- Bonus Credits
- Book-Entry
- Borrower
- Borrowing
- Bridge Loan
- Broker
- Broker Vote
- Broker-Dealer
- Brokerage Firms
- Budget
- Building Code
- Bull Market
- Bureau of Public Debt
- Business
- Business Day
- Buy Down
- Buying Long
C
- Callable Bonds
- Callable CDs
- Callable Debt
- Called Bonds
- Canceled Check
- Cancellation
- Cap
- Capacity
- Capital
- Capital Gain
- Capital Improvements
- Capital loss
- Capitalization (loans)
- Capitalized Interest
- Capitation
- Career
- Carrier
- Cash
- Cash Flow
- Cash Management Account
- Cash Reserves
- Cash Surrender Option
- Cash Value
- Cash-Basis Tax Reporting
- Cash-Out Refinance
- Cashier’s Check
- Casualty Protection
- CD Call Period
- Cease and Desist Letter
- Certificate of Deposit (CD)
- Certificate of Indebtedness (C of I)
- Certificate of Release
- Certificate of Title
- Certificates of Coverage
- Certification
- Certified Check
- Certified Copy
- Certifying Officer
- Chapter 13 Bankruptcy
- Chapter 7 Bankruptcy
- Character
- Charge-off
- Charitable giving
- Check 21 Act
- Check Truncation
- Checking Account
- ChexSystems
- Churning
- Citizen or Resident Test
- Claim
- Claimant
- Classes
- Clear Title
- Closed Book Period
- Closed Practice
- Closed-End Credit
- Closed-end credit
- Closed-end Fund
- Closed-End Loan
- Closing Costs
- Club Savings Account
- Co-Borrower
- Co-Maker
- Co-Owner
- Co-Signed Account
- Co-Signer
- Coinsurance
- Coinsurance Maximum
- Collateral
- Collected Funds
- Collectibles
- Collection Account
- Collection Agency
- Collection Charges
- Collection Costs
- Collection Items
- Collective Investment Funds (CIFs
- College Aid
- College Savings Plan
- Collision Coverage
- Commercial Bank
- Commercial Book-Entry System
- Commission
- Committee on Uniform Securities Identification Procedures (CUSIP)
- Common-law Marriage
- Community Development Financial Institutions (CDFI)
- Community Reinvestment Act (CRA)
- Company Profile
- Comparative Market Analysis (COMPS)
- Comparison shopping
- Compensating Factors
- Compensation
- Competitive Bidding
- Complaint
- Compound Interest
- Compound Return
- Compounding
- Comprehensive Coverage
- Compulsory Payroll Tax
- Conditional Receipt
- Condominium
- Conforming Loan
- Consideration
- Consolidation
- Construction Loan
- Consumer
- Consumer Advocates
- Consumer Choice Plans
- Consumer Credit Counseling Service
- Consumer Fraud
- Consumer Price Index (CPI)
- Consumer Reporting Agency
- Contestable Period
- Contingency
- Contingent Beneficiary
- Contingent Deferred Sales Load
- Contract
- Conventional Fixed Rate Mortgage
- Conventional Loan
- Conversion
- Conversion Clause
- Conversion Privilege
- Convert
- Convertible ARM
- Convertible Bond
- Cooperative (Co-op)
- Cooperative Bank
- Coordination of Benefits
- Copayment
- Corporate Governance
- Corporate Reports
- Correspondent Bank
- Cost of Attendance (COA)
- Cost of Funds Index (COFI)
- Counter Offer
- Coupon
- Coupon (or Coupon Rate)
- Coupon Payment
- Covenants
- Coverdell Education Savings Account (ESA)
- Credit
- Credit Application
- Credit Bureau
- Credit Card
- Credit Card Account Agreement
- Credit Card Issuer
- Credit Counseling
- Credit Disability Insurance
- Credit Enhancement
- Credit Freeze
- Credit Grantor
- Credit Inquiry
- Credit Life Insurance
- Credit Limit
- Credit Loss Ratio
- Credit Products
- Credit Rating Agencies
- Credit Related Losses
- Credit Repair Companies
- Credit Report
- Credit Score
- Credit Union
- Credit Union National Association (CUNA)
- Credit Unions for Kids
- Creditworthy
- Current Income Savings Bond
- Current Redemption Value (CRV)
- Current Value
- Current Yield
- CUSIP (Committee for Uniform Security Identification Procedures)
- Custodial Account
- Custodial Fund
- Custom Account
- Cut-Off Time
D
- Data Processing Servicer
- Data Release Number (DRN)
- Dated Date
- Day Trading
- De-Linking
- Death Benefit
- Debentures
- Debit
- Debit Card
- Debt
- Debt Avalanche Method
- Debt Ceiling
- Debt Collector
- Debt Consolidation
- Debt Elimination Scheme
- Debt Management Plan (DMP)
- Debt Snowball Method
- Debt to Income Ratio (DTI)
- Debtor
- Decedent
- Decision making
- Declarations Page
- Deductible
- Deed of Trust
- Default
- Default Rate
- Deferment
- Deferred Annuity
- Deferred Interest
- Deferred Payment
- Deferred Sales Charge
- Deficit
- Defined Benefit Plan
- Defined Contribution Plan
- Definitive Security
- Delinquency
- Delivery
- Demand
- Demand Deposit
- Denomination
- Dependency Exemption
- Dependency Status
- Dependent
- Dependent Child Care Expenses
- Dependent Student
- Deposit Slip
- Depository Bank
- Depreciation
- Derivatives
- Derogatory Information
- Diploma Mill
- Direct Consolidation Loan
- Direct Deposit
- Direct Dispute
- Direct Loan
- Direct PLUS Loan
- Direct Tax
- Disability Benefits
- Disability Insurance
- Disbursement
- Disbursement Date
- Discharge
- Disclosure
- Discount
- Discount Note
- Discount Point
- Discount Rate
- Disposable Pay
- Dispositions
- Distribution Fees
- Diversification
- Dividend
- Dividend Reinvestment Plans (DRIPs)
- Document Recording
- Dollar Cost Averaging (DCA)
- Domestic Branch
- Domestic Entity
- Domestic Transfer
- Down Payment
- Draft
- Drawdown
- Drawee
- Drawee Bank
- Drawer
- Drop Box
- Due on Sale Clause
- Duration
E
- E Bond
- Early Action
- Early Decision
- Early Withdrawal
- Earned Income Credit
- Earned Premium
- Earnest Money (Deposit)
- Earnings Credit
- Earnings Per Share (EPS)
- Easements
- Easy-access credit
- Economy (Global or World)
- Edge/Agreement Corporation
- Educational Service Agency
- EE Bond
- EEM
- Electronic Banking
- Electronic Check Conversion
- Electronic Data Gathering Analysis and Retrieval database
- Electronic Debit
- Electronic Deposit
- Electronic Filing
- Electronic Funds Transfer (EFT)
- Electronic Return Originator (ERO)
- Elementary School or Secondary School
- Eligible Employee
- Eligible Noncitizen
- Eligible Program
- Emancipated Minor
- Embezzlement
- Emergency Care
- Eminent Domain
- Employee
- Employee Benefits
- Employee Retirement Income Security Act (ERISA)
- Employee Withholding Allowance Certificate
- Employer Identification Number (EIN, FTIN)
- Encoding
- Encroachments
- Encryption
- Encumbrance
- Endorsement
- Endorser
- Enforcement Action
- Enrollment Status
- Entrance Counseling
- Entrepreneur
- Entrepreneurship
- Equal Credit Opportunity Act (ECOA)
- Equifax
- Equity
- Error Resolution
- Escape Clause
- Escheat
- Escrow
- Estate
- Estate Account
- Ethics
- Evidence of Insurability
- Exception Hold
- Exchange-Traded Fund (ETF)
- Excise Tax
- Exclusions or Limitations
- Exclusive Listing
- Executor
- Exempt
- Exemptions
- Exit Counseling
- Expected Family Contribution (EFC)
- Expense Ratio
- Expenses
- Experian
- Extended Hours Trading
- Extended Maturity Period
- Extended Repayment Plan
- Extended Term Insurance Option
- Extension Period
- External Transfer
F
- Face Amount (Face Value)
- FAFSA (Free Application for Federal Student Aid)
- FAFSA Verification
- Fair and Accurate Credit Transactions Act (FACT Act or FACTA)
- Fair Credit and Charge Card Disclosure Act
- Fair Credit Billing Act
- Fair Credit Reporting Act (FCRA)
- Fair Debt Collection Practices Act (FDCPA)
- Fair Housing Act
- Fair Market Value
- FAKO credit score
- Familial Status
- Family Size
- Fannie Mae
- Farm Credit System Institution
- Fed Reference Number
- Federal and State e-file
- Federal Credit Union Act (FCUA)
- Federal Deposit Insurance Corporation (FDIC)
- Federal Emergency Management Agency (FEMA)
- Federal Family Education Loan Program (FFELP)
- Federal Housing Administration (FHA)
- Federal Income Tax
- Federal Insurance Contribution Act (FICA) Tax
- Federal Loan Servicer
- Federal Pell Grant
- Federal Perkins Loan
- Federal Reserve System (Fed)
- Federal School Code
- Federal Student Aid
- Federal Student Aid ID (FSA ID)
- Federal Student Aid PIN
- Federal Student Aid Programs
- Federal Student Loan
- Fee for Service
- FICO score
- Fiduciary
- Fiduciary Capacity
- File a Return
- File and Use
- Filing Status
- Final Maturity
- Finance Charge
- Finance Company
- Financial Accounting Standards Board
- Financial Advisor
- Financial Aid
- Financial Aid Offer
- Financial Aid Office
- Financial Aid Package
- Financial Awareness Day
- Financial Cooperative
- Financial Goals
- Financial Holding Company
- Financial Industry Regulatory Authority
- Financial Institutions
- Financial Literacy
- Financial Literacy Month
- Financial Need
- Financial Plan
- Financial Planner
- Financial Product
- Financial Regulatory Agency
- Financial Wellness Month
- FinHealth Matters Day
- FINRA
- Fintech
- First Mortgage
- First-party Claim
- Fixed Annuity
- Fixed Expenses
- Fixed Rate
- Fixed Rate Loan
- Fixed Rate Mortgage
- Fixed-rate Bond
- Fixture
- Flat Tax
- Float
- Floating Rate Note (FRN)
- Floating-rate Bond
- Flood Insurance
- Flood Plain
- Floor
- Forbearance
- Foreclosure
- Foreign Bank
- Foreign Banking Organization (FBO)
- Foreign Banking Organization as a BHC
- Foreign Branch of a U.S. Bank
- Foreign Corrupt Practices Act
- Foreign Entity
- Foreign exchange
- Foreign Transaction Fees
- Forged Check
- Forgery
- Form 10-K
- Form 8-K
- Form W-4
- Foster Care
- Foster Child
- Fraud
- Fraud Alert
- Fraudster
- Freddie Mac
- Free Examination Period
- Freedom of Information Act (FOIA)
- Freedom Shares
- Front End Ratio
- Front-end Load
- Frozen Account
- FSBO (For Sale by Owner)
- Furnisher
- Future Value
- Futures Contract
- Futures Market
G
- Gambling
- Gap Insurance
- Garnishment
- Gasoline Excise Tax
- Gatekeeper
- General Educational Development (GED) Certificate
- General Obligation Bond
- Generally Accepted Accounting Principles (GAAP)
- Gift Bond
- Gifts in-kind
- Gig Economy
- Ginnie Mae
- Global Debt Facility
- Goal
- Good Faith Estimate
- Good-Til-Cancelled Order
- Grace Period
- Graduate or Professional Student
- Graduated Payment Mortgages
- Graduated Repayment Plan
- Graduation Rate
- Grantee
- Grantor
- Grants
- Green products
- Grievance Procedure
- Group Life Insurance
- Group of Companies
- Guaranteed Minimum Rate
- Guaranteed Renewable
- Guaranteed Student Loan
- Guarantor
- Guaranty Agency
- Guaranty Fee
H
- H or HH Bond
- Half-Time Enrollment
- Hazard Insurance
- Hazard Insurance
- Head of Household
- Health Benefit Plan
- Health Care Reimbursement Accounts
- Health Insurance
- Health Maintenance Organization (HMO)
- HECM (Reverse Mortgage)
- Heir
- High Yield Savings Account (HYSA)
- High-yield Bond
- High-Yield Investment Programs
- Hold
- Holder/Loan Holder
- Home Equity Line of Credit (HELOC)
- Home Equity Loan
- Home Inspection
- Home Service Life
- Home Warranty
- Homeless
- Homeowner’s Insurance
- Homeownership Education Classes
- Homeschool
- Homestead Credit
- Horizontal Equity
- Hospital Confinement Policies
- Hospital-Surgical Policies
- Housing Counseling Agency
- HUD
- HUD1 Statement
I
- I Bonds
- Identity Monitoring Services
- Identity Theft
- Immediate Annuity
- Implied Warranty
- Impulse Buying
- Inactive Account
- Income
- Income Limits for Education Feature
- Income Tax Refund Offsets
- Income Taxes
- Income-Based Repayment Plan (IBR)
- Income-Contingent Repayment Plan (ICR)
- Incontestability
- Indemnification
- Indemnity Plan
- Independent Adjuster
- Independent Contractor
- Independent Review Organization (IRO)
- Independent Student
- Index
- Index Fund
- Index-linked Certificate of Deposit
- Indexed Life Insurance
- Indirect Tax
- Individual Account
- Individual Retirement Arrangement (IRA)
- Industrial Bank
- Infant Industry
- Inflation
- Inflation Coverage
- Inflation Protection
- Inflation-Indexed Security
- Informal Tax Legislation
- Initial Public Offering (IPO)
- Initiating Bank
- Initiator
- Inpatient Medical Care
- Inscription
- Installment Loan
- Insufficient Funds
- Insurable Interest
- Insurance
- Insurance Broker
- Insurance Company
- Insurance deductible
- Insurance Premium
- Insured
- Insured Deposits
- Insurer
- Interest
- Interest Accrual
- Interest Income
- Interest Income
- Interest Income Statement (1099-INT)
- Interest Rate
- Interest Rate Index
- Interest Rate Swap
- Intermediate Service Provider
- Intermediate Term Mortgage
- Internal Revenue Service (IRS)
- Internal Transfer
- International Credit Union Day
- International Transfer
- Internet Fraud
- Interpleader
- Invest
- Investing
- Investment Adviser
- Investment Bank
- Investment Broker
- Investment Company
- Investment Income
- Investment-grade Bond
- Investments
- Irrevocable Beneficiary
- IRS Data Retrieval Tool
- IRS e-file
- Issue Date
- Issue Price
- Issuer
J
L
- Lapse
- Late Charge
- Late Payment Charges
- Layaway
- Lease
- Lease Purchase (Lease Option)
- Legal Guardianship
- Legal Representative
- Lender
- Lender Option Commitments
- Liabilities
- Liability
- Liability Coverage
- Liability Insurance
- Liability Limits
- LIBOR
- Lien
- Lien Waiver
- Life Cap
- Life expectancy
- Life Insurance
- Lifecycle Funds
- Lifestyle
- Lifetime Maximum
- Limit Orders
- Line of Credit
- Linked Accounts
- Liquid Asset
- Liquid Savings Account
- Liquidity
- Listing Agreement
- Litigation
- Living will
- Load
- Loan
- Loan Acceleration
- Loan Contract
- Loan Date
- Loan Discharge (Cancellation)
- Loan Fee
- Loan Forgiveness
- Loan Fraud
- Loan Holder
- Loan Modification Agreement
- Loan Modification Provision
- Loan Officer
- Loan Origination Fee
- Loan Period
- Loan Proceeds
- Loan Reference Number
- Loan Rehabilitation
- Loan Shark
- Loan Terms
- Loan to Value (LTV) Ratio
- Loan-to-Value Ratio (LTV)
- Lobbyist
- Local Check
- Lock-In
- Lockbox
- Long-term Care Benefits
- Long-term Care Insurance
- Long-term Rate
- Loss
- Loss History
- Loss Mitigation
- Loss of Use
- Lost and Stolen Securities Program
- Lump Sum Payment
- Luxury Tax
M
- Maintenance Fee
- Major Medical Policies
- Managed Health Care
- Management Fee
- Mandated Benefits
- Mandated Offerings
- Mandatory Delivery Commitment
- Manifest
- Manufactured (mobile) home
- Margin Account
- Margin Call
- Market Capitalization
- Market Economy
- Market Index
- Market Indices
- Market Maker
- Market Order
- Market Value
- Market-based Interest Rate
- Marketable Securities
- Married Filing Joint Filing Status
- Married Filing Separate Filing Status
- Mass Tax
- Master Promissory Note (MPN)
- Material Misrepresentation
- Maturity
- Maximum Out-of-Pocket Expense
- Media
- Median Price
- Medicaid
- Medical Payments and Personal Injury Protection (PIP)
- Medically Necessary Care
- Medicare
- Medicare Tax
- Medium Term Notes
- Member Bank
- Member-owner
- Merger
- Merit-based
- Micro-Investing
- Military Safekeeping
- Military Saves Week
- Minimum Balance
- Minimum Payment
- Minor Account
- Missing Payment
- Mitigation
- Mobile home
- Modification
- MOHELA
- Money
- Money Market Deposit Account
- Money Market Fund
- Money Markets
- Money Smart Week
- Mortality Charge
- Mortality Expenses
- Mortgage
- Mortgage Acceleration
- Mortgage Banker
- Mortgage Broker
- Mortgage Company
- Mortgage Insurance
- Mortgage Interest Deduction
- Mortgage Life and Disability Insurance
- Mortgage Loan Servicer
- Mortgage Modification
- Mortgage Note
- Mortgage Qualifying
- Mortgage Score
- Mortgage-backed Securities
- Mortgagee
- Mortgagor
- Multifamily Housing
- Multiple Employer Plans
- Multiple Employer Welfare Arrangements (MEWAs)
- Multiple Listing Service (MLS)
- Mutual Fund
- Mutual Savings Bank
N
- Named Driver Policy
- National Bank
- National Bank Examiner
- National Credit Repositories
- National Credit Union Administration (NCUA)
- National Credit Union Share Insurance Fund (NCUSIF)
- National Credit Union Youth Month
- National Flood Insurance Program (NFIP)
- National Student Loan Data System (NSLDS)
- Negative Amortization
- Negotiable Instrument
- Negotiable Order of Withdrawal Account (NOW)
- Net Asset Value
- Net Price
- Net Worth
- Network
- New Borrower
- No Cash Out Refinance
- No Cost Loan
- Non-administered Estate
- Non-banks
- Non-Conforming loan
- Non-Depository Trust Company
- Non-Marketable Securities
- Non-Member Banks
- Non-network Providers
- Non-owners Policy
- Non-renewal
- Nonparticipating Policy
- Nonperforming Asset
- Nonrefundable Credit
- Not Automatically Protected
- Notary Public
- Note
- Notice of Default
- Notional Principal Amount
- NSF (Non-Sufficient Funds)
- Nullification
O
- Offer on a House
- Offering Amount
- Offering Document
- Official Check
- Offset
- On-time
- Online Banking
- Online Commerce
- Open-end Company
- Open-end Credit
- Operating Expenses
- Operating Subsidiary
- Opportunity Cost
- Opportunity Fund
- Options
- Original Maturity
- Original Principal Balance
- Origination
- Origination Fee
- Out-of-Network Services
- Out-of-Pocket Maximum
- Out-of-state Student
- Outpatient Services
- Outstanding Check
- Outstanding Interest
- Outstanding Principal
- Overdraft
- Overdraw
- Overlimit
- Overpayment
- Owner Financing
- Owner’s Policy
- Ownership
P
- Paid-up
- Paid-up Additions
- Par Amount
- Parental Contributions
- Partial Claim
- Partial Financial Hardship
- Partial Payment
- Participating Community
- Passbook
- Past Due Item
- Pawnshop
- Pay As You Earn Plan (PAYE)
- Pay Yourself First (PYF)
- Payable on Death Account
- Payday loan
- Payday Loans
- Payee
- Paying (Payor) Bank
- Payment
- Payment Change Date
- Payment Due Date
- Payment method
- Payoff
- Payoff Statement
- Payor
- Payroll deductions
- Payroll Deductions
- Payroll Savings Plan
- Payroll Taxess.
- Peer pressure
- Peer-to-Peer Lending
- Penalty
- Pension
- Pension Protection Act
- Peril
- Perils
- Periodic Rate
- Periodic Statement
- Perkins Loan
- Personal Exemption
- Personal Finance
- Personal Identification Number
- Personal Identification Number (PIN)
- Personal Property
- Personal Property
- Pet Insurance
- Philanthropy .
- Phishing
- PITI
- PITI Reserves
- PITI: Principal, Interest, Taxes, and Insurance
- Planned Unit Development (PUD)
- PMI
- Point of Sale (POS)
- Point of sale (POS)
- Point-of-Service (POS) Plans
- Points
- Points—mortgage
- Policy
- Policy Loan
- Policy Owner
- Policy Period
- Ponzi Schemes
- Portfolio
- Poverty Guideline
- Power of Attorney
- Pre-Approval
- Pre-existing Condition
- Pre-foreclosure Sale
- Pre-Foreclosure sale
- Pre-Qualify
- Preauthorized Electronic Fund Transfers
- Preauthorized Payment
- Precertification
- Predatory Lending
- Predatory Lending Practices
- Predictive Variables
- Preferred Provider Organization (PPO)
- Preferred Risk Policy (PRP)
- Premium
- Premium Load
- Prepaid Tuition
- Prepaid Tuition Plans
- Prepayment
- Prepayment Clause
- Prepayment Penalty
- Prepayment Penalty Mortgage (PPM)
- Prepayment Risk
- Preventive Care
- Previous Balance
- Price Range
- Price-earnings Ratio
- Primary Account
- Primary Care Physician
- Primary Market
- Primary Owner
- Prime
- Prime Bank Fraud
- Prime Rate
- Principal
- Principal Amount
- Principal Balance
- Principal Co-owner
- Principal, Interest, Taxes, and Insurance (PITI)
- Principle
- Privacy
- Private Consolidation Loan
- Private Equity
- Private Mortgage Insurance (PMI)
- Private Student Loan
- Probate court
- Profit
- Progressive Tax
- Promissory Note
- Promissory Note
- Property (Fixture and Non-Fixture)
- Property Damage (PD)
- Property Tax
- Property Tax Deduction
- Proportional Tax
- Proprietary School
- Prospectus
- Protective Tariff
- Provider
- Provider Network
- Proxy Statement
- Proxy Voting
- Public Company
- Public Goods and Services
- Public Insurance Adjuster
- Public Record Information
- Puffery
- Pump and Dump
- Punch List
- Purchase Express
- Purchase Fee
- Purchase Limitations
- Purchase Offer
- Purchase Schedule
- Purchasing Power
- Purchasing Power
- Pyramid Scheme
Q
R
- Radon
- Rainy Day Fund
- Rate
- Rate Cap
- Rate Lock
- Rate of Return
- Rated Policy
- Real Estate Agent
- Real Estate Broker
- Real Estate Closing
- Real Estate Investment Trust
- Real Estate Mortgage Investment Conduit (REMIC)
- Real Estate Property Tax Deduction
- Real Estate Settlement Procedures Act (RESPA)
- Real Property
- Real Return
- REALTOR
- Rebalancing
- Reconcile
- Reconciliation
- Recording
- Recording Fees
- Recordkeeping
- Redemption
- Redemption Fee
- Redlining
- Refinancing
- Refund
- Refundable Credit
- Registered Owner
- Registration
- Regressive Tax
- Regular Program Community
- Regular Student
- Rehabilitated Loan
- Rehabilitation Mortgage
- Reinstatement
- Reinstatement Period
- Reinvesting Maturing Proceeds
- Reinvestment
- Reissue
- Release of Lien
- Remote Check Capture
- Renewal
- Rent-to-own
- Rental Reimbursement Coverage
- Renter’s Insurance
- Renting
- Reopening
- Repayment
- Repayment Plan
- Replacement
- Replacement Cost
- Reportable Event
- Repossession
- Request Date
- Rescission
- Residual Interest
- Residual Market
- Resources
- Retention Rate
- Retirement
- Retirement Accounts
- Return Item
- Return On Average Common Equity
- Return on investment
- Return Premium
- Revenue
- Revenue Bond
- Revenue Tariff
- Reverse Mortgage (HECM)
- Reverse Stock Split
- Revolving Credit
- Rider
- Right of First Refusal
- Right of Rescission
- Risk
- Risk Based Capital
- Risk Based Pricing
- Risk Management
- Risk Scoring
- Risk Tolerance
- Room and Board
- Roth 401(k)
- Roth IRA
- Routing Number
- Rule of 72
- Rule of 78
- Rule of Anticipation
S
- Safe Deposit Box
- Safekeeping
- Salary
- Sale Leaseback
- Sales Charge
- Sales Tax
- Satisfaction of Mortgage
- Satisfactory Academic Progress
- Satisfactory Repayment Arrangement
- Savings
- Savings Account
- Savings and Loan Association
- Savings and Loan Holding Company
- Savings Bank
- Savings Bond
- Savings Notes
- Savings Stamps
- Say-on-pay Vote
- Scam, rip-off
- Scarcity
- Scheduled Amount
- Scheduled Award
- Scholarship
- SEC
- Second Mortgage
- Second-Named Registrant
- Secondary Market
- Secondary Mortgage Market
- Section 1035
- Secure Sockets Layer (SSL)
- Secured Credit Card
- Secured Loan
- Securities and Exchange Commission (SEC)
- Securities Broker/Dealer
- Securities Investor Protection Corporation (SIPC)
- Security
- Security Freeze
- Security or Treasury Security
- Self Employment Loss
- Self Employment Profit
- Self Employment Tax
- Self-Funded Plans
- Seller Take Back
- Senior Bond
- SEP IRA
- Series EE U.S. Savings Bond
- Series HH U.S. Savings Bond
- Series I U.S. Savings Bonds
- Serious Delinquency
- Service Area
- Service Charge
- Service Obligation
- Servicer
- Servicing
- Setback
- Settlement Statement
- Shared Branching
- Shared Risk – Insurance Principle
- Shareholder
- Shareholder Service Fees
- Short Sale
- Short-term Rate
- Signature Card
- Signature Certification
- Simple Interest
- SIMPLE IRA
- Sin Tax
- Single Filing Status
- Single Interest Insurance
- Single Owner
- Single-Premium Whole Life Policy
- Skilled Nursing Care
- Social Security
- Society for Worldwide Interbank Financial Telecommunications (SWIFT)
- Solo 401(k)
- Special Flood Hazard Area (SFHA)
- Special Forbearance
- Specified Disease Policies
- Specified Medical
- Spending Plan
- Staff Adjuster
- Stafford Loans
- Stale-Dated Check
- Standard & Poor’s Depositary Receipts Trust
- Standard Deduction
- Standard of Living
- Standard Repayment Plan
- Standardized Test
- State Aid
- State Bank
- State Banking Department
- State Member Banks
- Statement
- Stock
- Stock Market
- Stock Quotes
- Stock Split
- Stock Trading
- Stop Order
- Stop Payment
- Stored-value card
- Stripped MBS (SMBS)
- STRIPS (Separate Trading of Registered Interest and Principal of Securities)
- Student Aid Report (SAR)
- Student Loan
- Student Loan Acceleration
- Student Loan Debt Burden
- Student Loan Servicer
- Sub-Prime Loan
- Subordinate
- Subrogation
- Subsidized Loan
- Substitute Check
- Suicide Clause
- Supply
- Supply and Demand
- Support
- Surcharge
- Surplus Lines
- Surrender Charges
- Survey
- Sweat Equity
- SWIFT Code
T
- Take-home pay
- Target Date Fund
- Tariff
- Tax Avoidance
- Tax Code
- Tax Credit
- Tax Cut
- Tax Deduction
- Tax Deferral
- Tax Evation
- Tax Exempt Interest
- Tax exemption
- Tax Identity Theft Awareness Week
- Tax Liability
- Tax Offset
- Tax Return
- Tax Shift
- Tax Withholding Allowances
- Taxable Income
- Taxable Interest income
- Taxes
- Taxpayer Identification Number
- Teacher Education Assistance for College and Higher Education (TEACH) Grant
- TeleCheck
- Telephone Tax Refund
- Tender
- Tender Offer
- Tentative Auction Schedule
- Term
- Texas Health Insurance Pool
- Third Party Origination
- Third-party Administrator (TPA)
- Third-party Claim
- Thrifts
- Ticker
- Time Certificate of Deposit
- Time Deposit
- Time value of money
- Tip
- TIPS (Treasury Inflation-Protected Securities)
- Title
- Title 1 Loans
- Title Company
- Title Defect
- Title Insurance
- Title loan
- Title Search
- Total Annual Fund Operating Expense
- Total Borrowed
- Towing and Labor Coverage
- Trace Number
- Tradeline
- Traditional IRA
- Transaction Taxes
- Transfer
- Transfer Agent
- Transfer of Ownership
- Transfer Payment
- Transfer Rate
- Transfer Taxes
- Transmit
- TransUnion
- Treasury Bill (T-bill)
- Treasury Bond (T-bond)
- Treasury Index
- Treasury Inflation-Protected Security (TIPS)
- Treasury Note (T-note)
- Treasury Reopenings
- Trust
- Trust Account
- Trust Administrator
- Trustee
- Trustor
- Truth in Lending Act (TILA)
- Truth in Savings Act (TISA)
- Tuition
- Two Step Mortgage
U
- U.S. Savings Bonds
- Umbrella Insurance
- Unbanked
- Uncollected Funds
- Undelivered Payment
- Underbanked and Underserved
- Undergraduate Student
- Underground Economy
- Underwriter
- Underwriting
- Unearned Income
- Unearned Premium
- Uniform Commercial Code (UCC)
- Uniform Gift to Minors Account (UGMA)
- Uniform Transfers to Minors Account (UTMA)
- Uninsured or Underinsured Motorist (UM/UIM) Coverage
- Unit Investment Trust
- Universal Life
- Unsubsidized Loan
- Untaxed Income
- Up Front Charges
- User Fees
- User Tax
- Usual and Customary
- Usury
- Utilities
- Utilization Review
V
- VA (Department of Veterans Affairs)
- VA Mortgage
- Values
- VantageScore credit score
- Variable Annuity
- Variable Expenses
- Variable Life Insurance
- Variable Rate
- Variable-rate CDs
- Variance
- Venture Capital
- Vertical Equity
- Viatical Settlement Agreements
- Vision
- Voluntary Compliance
- Voluntary Guardian
- Voluntary Payment
- Volunteer Income Tax Assistance (VITA)
- Volunteer Service
