Stress Relief

  • Lower Your Bills Without Sacrificing Quality of Life

    4 Ways to Lower Your Bills Without Sacrificing Quality of Life

    Sometimes, it’s hard to imagine how to lower your bills without sacrificing the quality of your life. It is possible. In this article, you’ll learn about my Spend Matrix on reducing, negotiating, eliminating, and consolidating expenses, and practical steps to lower your monthly living expenses while enjoying your lifestyle. The Spend Matrix By trimming unnecessary costs and optimizing your spending,…

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  • How to Cope with Financial Stress

    Financial stress is debilitating and having ways to cope with financial stress is crucial for our overall wellbeing. According to APA’s latest Stress in America survey found that 72 percent of Americans reported feeling financial stress and wanting techniques to cope with money issues. I’ve experienced financial stress that impacted my mood, work performance and relationships. It deeply impacted the…

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  • Being Broke: a Blessing in Disguise?

    If you’re a self-proclaimed broke person, you might say that your situation is anything but a blessing; this is typical. But does it have have it to be that? Before you click to the next article or say ‘this chick is crazy,’ let me explain. First of all, when I use the words ‘broke people’ I’m not referring to poverty or…

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  • How to Apply for a Credit Card Hardship Program

    Are you experiencing financial hardship? If you’re feeling the strain during the pandemic, many credit card companies offer hardship programs to help their customers. However, these programs require the credit card holder to initiate the request. Table of contentsWhat is a credit card hardship program?How Credit Card Hardship Program WorksHow to enroll in a credit card hardship programKnow the program…

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  • How Financial Stress Affect Your Sleep and Health

    According to a recent Bankrate survey, money worries are the biggest cause of sleepless nights. “When asked to narrow the cause of their sleepless nights, 23% of U.S. adults answered that money issues, mainly the ability to pay everyday bills, was the number one reason.” We all know what it feels like to have a good night’s sleep that helps…

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