Stress Relief
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How to Plan Your Budget for Hard Financial Times
The coronavirus pandemic has ushered hard financial times for many and it’s not yet over. Thankfully some aspects seem to start getting back to normal slowly. But even though progress is being made and a lot of businesses are re-opening, that doesn’t mean the financial situation of everyone is starting to also look better. We are still living hard financial…
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The YOLO Economy and Me: How I Reimagined My Life
Lots of talk about the #GreatResignation and #YOLOeconomy. What is the yolo economy? YOLO is the acronym for “you only live once”. The New York Times referred to the phenomenon of millennials quitting their jobs after burnout from the pandemic. So, people are choosing risky moves to find more meaningful work. This is interesting because I somewhat coined this idea back…
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How to Cope with Financial Stress
Financial stress is debilitating and having ways to cope with financial stress is crucial for our overall wellbeing. According to APA’s latest Stress in America survey found that 72 percent of Americans reported feeling financial stress and wanting techniques to cope with money issues. I’ve experienced financial stress that impacted my mood, work performance and relationships. It deeply impacted the…
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Being Broke: a Blessing in Disguise?
If you’re a self-proclaimed broke person, you might say that your situation is anything but a blessing; this is typical. But does it have have it to be that? Before you click to the next article or say ‘this chick is crazy,’ let me explain. First of all, when I use the words ‘broke people’ I’m not referring to poverty or…
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How to Apply for a Credit Card Hardship Program
Are you experiencing financial hardship? If you’re feeling the strain during the pandemic, many credit card companies offer hardship programs to help their customers. However, these programs require the credit card holder to initiate the request. Table of contentsWhat is a credit card hardship program?How Credit Card Hardship Program WorksHow to enroll in a credit card hardship programKnow the program…
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How Financial Stress Affect Your Sleep and Health
According to a recent Bankrate survey, money worries are the biggest cause of sleepless nights. “When asked to narrow the cause of their sleepless nights, 23% of U.S. adults answered that money issues, mainly the ability to pay everyday bills, was the number one reason.” We all know what it feels like to have a good night’s sleep that helps…
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Reduce Debt Stress and Improve Financial Wellbeing
The first step toward taking control of your financial situation is to do a realistic assessment of how much money you take in and how much money you spend. Start by listing your income from all sources. Then, list your “fixed” expenses — those that are the same each month — like mortgage payments or rent, car payments, and insurance…
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