Spend Better
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How to Lower Monthly Household Expenses
Having lower monthly expenses means you’ll need to make less money to cover your lifestyle. Start thinking about how you’re spending your income on monthly household expenses. Give these ideas a try and see how you can lower your monthly expenses. The ideas below will require you to get on the phone and speak with your service providers. Here are…
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Should You Go Bargain Shopping Without A Budget?
Everybody loves bargain shopping. Haven’t you ever found yourself in a situation when you’re walking around the mall (Because that’s what we do in our free time, right?) or browsing your favorite online retailer to kill time and you just happened on a sale? Woohoo! Could it be true? 65% OFF?!?! I wasn’t even looking. Of course browsing is never…
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Are You Unconsciously Spending on Likes Not Loves?
A few years ago I found myself wondering why I was buying the things I bought. Why did I need to own two cars, a motorcycle, live in an expensive apartment, or have a walk-in-closet filled with clothes with tags still on them? Why did I need a new phone each year or get the latest tech gadget? (This article…
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9 Things NOT to Buy on Black Friday
Black Friday is around the corner and you might be plotting your strategy for the biggest shopping day of the year. Due to the pandemic, there are changes in how Black Friday will take place this year with many retailers offering month-long online deals and significant discounts on everything from clothes to household goods. You might be surprised to learn…
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30 Ways to Lower Your Monthly Rental Costs
Find ways to lower your monthly rental costs with our list. Housing is one of the largest expenses most people face nowadays, but it doesn’t have to be. Especially if you are trying to pay down debt, start a business, or save up for a big life event, it’s worth the effort to whittle down your housing costs. As a…
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Spend Mindfully
Spending mindfully is an essential skill in mastering money. How to Spending Mindfully on the Road to Financial Wellness We make money to spend money. But the better you get at spending, the less you pay, and the more money is kept to grow wealth. A budget will help you spend your money on things you value. You’ll find money…
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How to Apply an Amazon Gift Card Into Your Account
Amazon gift cards are available everywhere and often given as rewards for completing paid online surveys or redeeming points from cashback rewards programs. Add or apply an Amazon gift card to your account is a simple process and once added can be used immediately. Amazon gift card from an email Verify the email is authentic and requested by you. The…
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How to Lower Your Electric Bill and Other Utilities
Need to lower your electric bill? You have options. Unfortunately, you might not have any control over which utility companies are available in your neighborhood but you have options to lower your electric, gas, and water consumption. Do the following three steps: First, start with writing down your current utility providers–water, electric, and gas companies in a sheet of paper…
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How to Negotiate and Lower Your Cable Bill
Need to lower your cable bill? Well, there’s a trend in cutting the cord, however, the reality is that many of us still need the cable companies to get internet service. Cable and internet companies have gotten wiser though. They’ve begun lowering the cost of cable and increasing the cost of internet access. In some cases, cutting cable could increase…
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How to Lower Your Cell Phone Bill
For some, cell phone bills can be a big expense after housing, transportation, and food. You might be wondering if you can spend less on your cell phone bill without having to change carriers. It is worth the effort to call your provider and find out how you can lower your cell phone bill. First, it depends on the cell…
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