Protect Money Articles
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Prepare Your Estate Plan Now: Consider These Steps
Prepare your estate plan. If not, your state may already have one for you. In case of death or physical incapacitation, your state has default laws that kick in. Many of these laws will not manage your estate as you want it to. If you don’t want this to happen, then creating a plan that manages your estate on your…
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Estate Planning: A Simple Guide for Peace of Mind
There may come a time of your incapacitation or passing when estate planning would give peace of mind to loved ones. However, a lot of people aren’t comfortable talking about estate planning. Most people don’t want to think about what’s going to happen after death, but it’s important to do so if you want to leave things to your family…
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8 Common Social Security Myths You Should Know About
Social security myths continue to proliferate in online searches and on social media. We want to break down the 8 biggest misconceptions in this article. From the very first day of work, we all have the same goal: to stop working. Yes, we need a job to pay the bills and enjoy life but we’re also working toward that goal…
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8 Car Insurance Myths Uncovered – What is the Truth?
Like many urban legends, the stories behind how car insurance myths got started may never be known. Still, like rumors in high school, they’ve spread like wildfire. Some people may actually believe whatever they’re told, and that can cost them in the long run. (Learn more about how to protect your assets and money) Don’t fall for the traps that…
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Why You Need Property Insurance For Your New Place
We’re going to look at why you need property insurance (homeowners and renters). “I have enough expenses to worry about.” “I’m only renting. I don’t actually need insurance.” Do any of these comments sound familiar? I’ve heard from many readers who simply don’t want to spend the money on getting renters insurance or homeowners insurance because they feel that this expense is optional. Speaking from experience, property insurance is…
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6 Ways to Protect Your Financial Identity
It’s extremely important to protect your financial identity. But first let me define identity theft. Identity theft and identity fraud are terms used to refer to all types of crime in which someone wrongfully obtains and uses another person’s personal data in some way that involves fraud or deception, typically for economic gain. There are thousands of new identity fraud…
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How to Protect Your Financial Legacy
An essential part of financial wellbeing is protecting your financial legacy. Doing so includes protection against scams, theft, unexpected situations, and an estate plan. Identity Protection With the growing number of data breaches, it continues to be a challenge and difficult to keep your personal information safe. Monitor your credit report on a regular basis. Use a free credit report monitoring…
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How to Opt-out of Prescreened Marketing Offers
Stop the prescreened marketing offers to clean up your mailbox and limit access to your credit file. Many companies that solicit new credit card accounts and insurance policies use prescreening to identify potential customers for the products they offer. Prescreened offers — sometimes called “preapproved” offers — are based on information in your credit report that indicates you meet the…
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How to Place a Fraud Alert on Credit Reports
A fraud alert can make it harder for an identity thief to open more accounts in your name. When you have a fraud alert on your report: a business must verify your identity before it issues any type of credit the alerts stay on your report for one year. you can get a new one after one year. it allows…
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How to Quickly Place a Credit Freeze on Credit Reports
Want some peace of mind? Here’s a quick answer to place a credit freeze on all your credit reports. What is a Credit Freeze? A credit freeze means that new creditors cannot access your credit report because most businesses will not open credit accounts without checking your credit report. It can deter identity thieves from opening new accounts in your…
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