Prevention
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How to Opt-out of Prescreened Marketing Offers
Stop the prescreened marketing offers to clean up your mailbox and limit access to your credit file. Many companies that solicit new credit card accounts and insurance policies use prescreening to identify potential customers for the products they offer. Prescreened offers — sometimes called “preapproved” offers — are based on information in your credit report that indicates you meet the…
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10 Signs You’re Headed into Financial Trouble and Tips for Financial Security
My friend had a stable job making $85,000 a year with moderate debt that included a mixture of credit cards and student loans. He lived a comfortable lifestyle often eating at fine restaurants and traveling. He shared recently that his situation has changed. My friend who was never late on bills was now facing some financial issues. He shared his…
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10 Ways to Financially Prepare for Natural Disasters and Pandemics
We all need to financially prepare for natural disasters. I received alerts that a hurricane was on its way to Florida. Preparing my home for the hurricane was recommended, and storing essentials like water and nonperishable food for at least three days. As I was preparing for the hurricane, It reminded me of the importance of being financially prepared for disasters…
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9 Steps to Prevent a Personal Financial Disaster
It was way past midnight and I sat on my living floor staring at the now categorized piles of bills and expenses. It was the very first time I would look at my financial situation entirely. I remember asking myself how did this all happen? What did I do wrong? What did I even buy with these credit cards? I…
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