Money Stories

  • Risks of NOT Investing

    The Risks of NOT Investing and How to Overcome Them

    Investing is risky, and that’s the inherent basis for returns. You invest in the stock market, hoping the investments will grow. And sometimes it doesn’t. However, it is essential to achieving your goals. It can be challenging to look forward and make sacrifices or changes now to better your future self. There is a lot to deal with in the…

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  • Lazy Portfolios

    Lazy Portfolios: A Simple Investing Strategy

    Wouldn’t it be nice to have a lazy portfolio? Investing can be intimidating. So many choices for picking stock, and different experts, and differing opinions. What’s Average Joe to do? Wouldn’t it be nice to get the positive outcomes of investing while dedicating minimal effort and minimal cost? The lazy portfolio is one of the surest ways to reach financial…

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  • How a Rare Total Solar Eclipse Inspires Financial Enlightenment

    How a Rare Total Solar Eclipse Inspires Financial Enlightenment: 7 Tips to Brighten Your Finances

    Depending on where you are in the world, you might experience a total solar eclipse. This rare event inspired me to make a connection between the eclipse and our finances. A total solar eclipse is a breathtaking view—a fleeting moment when the moon aligns perfectly with the sun, casting a shadow upon the Earth and plunging us into temporary darkness.…

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  • Rules to Loan Money to Friends

    How to Say “No” to Friends Who Ask to Borrow Money

    In a recently updated article, I shared simple rules for loaning money to family and friends and maintaining healthy relationships. Today, I want to share a deeply personal story of how I borrowed and loaned money to family and friends. I’ve been a borrower and a lender with family and friends. Being on both sides shaped my current thinking and…

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  • Financial Wholeness

    Financial Wholeness: How to Get Good with Money by Tiffany Aliche “The Budgetnista”

    From financial wellness to financial wholeness, Tiffany Aliche, the Budgetnista, shares steps for your biggest benefit in her new book, Get Good with Money: Ten Simple Steps to Becoming Financially Whole, a New York Times bestseller. I’ve known Tiffany since 2014 and have seen her grow in amazing ways. She continues to inspire me with her do-good-first attitude about everything.…

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  • Spend on Loves Not Likes

    Are You Unconsciously Spending on Likes Not Loves?

    A few years ago I found myself wondering why I was buying the things I bought. Why did I need to own two cars, a motorcycle, live in an expensive apartment, or have a walk-in closet filled with clothes with tags still on them? Why did I need a new phone each year or get the latest tech gadget? (This…

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  • Better Things To Do Instead of Watching TV

    10 Way Better Things To Do Instead of Watching TV

    We all know there are better things to do instead of watching TV because it is a poor use of time. While there are some positive and informative programs, we don’t really retain much of that information. Say you watch a TV show about the US Civil War. If I ask you who led the Battle of Bunker Hill, one week later,…

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  • After Financial Independence

    Life After Financial Independence: What to Do Next

    You’ve dreamt about what life would be like after financial independence and achieving the possibility of early retirement. The images of a carefree lifestyle with no work seem appealing, but chances are you’re going to ache for something more. So, the question remains, what will you do after FI? I’ve seen this question arise numerous times on forums, blogs, and…

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  • Giving Credit to Credit Unions

    Giving Credit to Credit Unions: A Millennial’s Perspective

    I became a member of my local credit union back in 2008. I joined primarily so I would have a physical place to deposit cash and checks. Mobile deposit doesn’t work too well for depositing cash. I also understood opportunity cost too well to leave much cash depreciating in my sock drawer. Beyond the need for a physical institution, I…

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  • A Millionaire Friend Shares the Secret to Wealth Creation

    A Millionaire Friend Shares the Secret to Wealth Creation

    Everyone I know has wondered what it would be like to be a millionaire. Some people believe it’s nearly impossible to become a millionaire without winning the lottery or making six figures. However, I’ve come to the realization that a million-dollar net worth is attainable. I’ve spoken with enough people in different socio-economic conditions across the country and learned how…

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