Manage Money Articles

It’s Friday the 13th. Are you feeling a bit more cautious or scared? The fear of Friday the 13th is called “friggatriskaidekaphobia.” Trying to say friggatriskaidekaphobia 13 times, I’d be scared too. I’m not a superstitious person. I don’t have any negative associations with Friday the 13th or the number 13 in general. However, the number 13 is known to some as an unlucky…

I believe that we shouldn’t spend more than we need to on any purchase. That means having a savings strategy and being tactical, like clipping coupons, using discount codes, getting rebates, and earning rewards. Every time you save a penny or two, you can then use that savings towards other goals. I’ve compiled a list of the many ways you…

Are you saving money? Do you find yourself making more excuses for not saving than actual money in your savings account? If so, it’s time to rethink your approach to saving and adopt a more purposeful strategy. Remember these: Saving money is important. Saving consistently is key. Saving early is impactful. And saving purposefully helps you reach your goals. Let’s…

Savings is a fundamental financial concept that involves setting aside a portion of your income or resources for future use rather than spending it immediately. It is a crucial aspect of financial wellness. What is Savings? Saving money simply means putting aside a portion of your income for future use rather than spending it all. It involves making intentional choices…

Pay yourself first. I’m sure you’ve heard and read this many times before. And it’s often repeated because most people don’t pay themselves first. Many of us understand the concept of saving money in theory yet struggle to put it into practice. We often make excuses, waiting for the perfect moment to start saving. “I’ll start saving once I get…

So you want to save money but find it difficult to save? Saving money is a cornerstone of financial wellness, yet many struggle to consistently set aside funds from their income. For years, I believed I could never save money until I learned how to save by having it done automatically. You see, life’s demands and daily temptations often derail…

Effective cash flow management is fundamental to budgeting and achieving your financial goals. By tracking your income and expenses, you can gain valuable insights into your spending habits, identify opportunities for saving and investment, and ultimately take control of your financial future. In this guide, we’ll walk you through the essential steps to a cash flow plan. What is Cash…

Creating a spending plan is an essential step toward achieving financial well-being. Unlike traditional budgets, which may feel restrictive and focused solely on tracking expenses, a spending plan provides a flexible framework that empowers you to allocate your money intentionally, prioritize your values, and achieve a healthy balance between spending and saving. What is a Spending Plan? A spending plan,…

Are your expenses growing? Have you busted your budget? Are you spending more than you’re making? It’s time to cut expenses. As the cost of goods continues to rise, we must find more clever ways to save money by cutting costs. Here is a list of how you can save money by lowering how much you spend on things you…

In our consumer-driven world, it’s easy to fall into the trap of mindless spending, where purchases are made impulsively. However, by practicing mindful spending, you can regain control over your finances and lead more fulfilling lives. What is Mindfulness? Mindfulness is a mental state characterized by focused awareness and non-judgmental acceptance of the present moment, including thoughts, feelings, sensations, and…