Identity Protection
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6 Ways to Protect Your Financial Identity
It’s extremely important to protect your financial identity. But first let me define identity theft. Identity theft and identity fraud are terms used to refer to all types of crime in which someone wrongfully obtains and uses another person’s personal data in some way that involves fraud or deception, typically for economic gain. There are thousands of new identity fraud…
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How to Place a Fraud Alert on Credit Reports
A fraud alert can make it harder for an identity thief to open more accounts in your name. When you have a fraud alert on your report: a business must verify your identity before it issues any type of credit the alerts stay on your report for one year. you can get a new one after one year. it allows…
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How to Quickly Place a Credit Freeze on Credit Reports
Want some peace of mind? Here’s a quick answer to place a credit freeze on all your credit reports. What is a Credit Freeze? A credit freeze means that new creditors cannot access your credit report because most businesses will not open credit accounts without checking your credit report. It can deter identity thieves from opening new accounts in your…
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How to Protect Yourself From Phishing Scams
Avoid the headache and protect yourself from phishing scams attempting to obtain your personal information. You’ve probably received an email requesting you to log in to an account to verify a password or account information. If you check your SPAM folder you probably have a few in there right now. Financial institutions will never ask you to verify your personal…
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How to Spot Identity Theft and Keep Your Personal Information Safe
Spot identity theft early can lessen financial stress from theft and help you resolve issues sooner. From the FTC, “Protecting your personal information can help reduce your risk of identity theft. There are four main ways to do it: know who you share information with; store and dispose of your personal information securely, especially your Social Security number; ask questions…
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How to Respond to Identity Theft When You’re a Victim
The moment you learn your identity is stolen you’ll need to respond to identity theft quickly. Discovering you’re a victim of identity theft can be a stressful moment. Take a few moments to collect yourself. You have options but it will take some time. First, it’s important to gather all the information you’ll need to properly report the theft. Second,…
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Protect Your Identity and Steps to Prevent ID Theft
It’s important to protect your identity. But with the growing number of data breaches, it’s becoming more difficult to keep your personal information safe. According to the FTC’s “Consumer Sentinel Network Data Book,” the most common fraud complaints last year were imposter scams, debt collection, and identity theft. Often, identity thieves will use another person’s personal information, such as a…
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