Housing
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How to Pay Your Mortgage Faster: 5 Ways
Are you looking to pay your mortgage faster? Being mortgage-free has its benefit including peace of mind knowing your home is yours. Financial planning might be relatively easy for you, but dealing with the burden of a mortgage can easily turn into a headache. The housing market just by the third quarter of 2020 has seen an increase of 84.5%…
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Are Storage Units a Waste of Money?
In the past few months, I’ve helped my sister and two friends clean out their storage units. They’ve been storing furniture and boxes of stuff for months. They had good reason to pay the storage unit fee because they were transitioning from one house to another. My sister sold her 3-bedroom townhome to move to her one-bedroom rental property as…
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7 Reasons Why Renting Might Be Better Than Buying
It’s possible that renting might be better than buying. I recently read an article that said many millennials and older generations are ditching their mortgages and choosing to rent. Not because they can’t afford a mortgage, but because they like the freedom and flexibility that comes with renting. I’ve been a homeowner for about eight years, and although I’m enjoying…
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A Home Checklist: What to Know Before Buying a House
You’re about to make the biggest move of your life, so a home checklist will serve you well. It’s time to move out of that apartment and finally realize another piece of the American dream: homeownership. Buying a home is huge. Congratulations on moving forward on another milestone in your life. Now, it’s time to make sure that you practice proper…
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FHA Loan: What to Know and How to Qualify to Buy Your Home
Interested in learning how to qualify for an FHA loan? Here are 6 things you’ll need to know. If you’ve been on the fence about whether to buy a house, now’s the time to act. Mortgage rates have been at historic lows for the past few years, opening the door to homeownership for many people. But rates won’t remain low…
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Should You Buy a House at an Auction? What You Need to Know.
Do you have the right stuff to buy a house at auction? A very popular show on the HGTV network is “Flip or Flop,” in which a married couple purchases a home at auction. Then they gut it, renovate it and sell it for a profit – or at least they hope. Of course, because it is a television show, they make…
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Advantages of Low-Rent Living You Haven’t Considered (5 Reasons)
Believe it or not, there’s a lot to love about low-rent living. If you work hard and earn enough money, you may rent an apartment with every amenity under the sun— tile, granite, community swimming pool and Jacuzzi, and other luxury living perks. But all of this comes with a price. Just because you can afford high-end rent doesn’t mean…
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Applying for a Self-Employed Mortgage? Watch the Write-Offs.
It may be harder than you think to get a self-employed mortgage if you aren’t careful about how you do your tax write-offs.Self-employment offers a measure of freedom. You can set your own hours, work at your own pace, and control your income. But if you’re thinking about buying a house, self-employment might be the thing that stands in your way…
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No, Renting is Really Not a Waste of Money
You may be wondering if renting is really a waste of money, or is renting a good investment? Not everyone wants to be a homeowner and that is okay. It used to be that buying a home was a measure of success, a celebrated step of adulthood, but recently things have started to shift. As some people start to prioritize…
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7 Best Ways to Declutter Your Home
A few years ago I learned the importance of an organized and clean environment to foster creativity and support overall wellness. The space we occupy can make us feel at peace or can unconsciously stress us out. Your home and work space has an impact on your wellbeing. Spaces that are messy and cluttered can affect our moods. I’ve found…
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