Debt Freedom
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How to Pay Off Credit Card Debt in 6 Simple Steps
It’s time to pay off credit card debt. In this article, I’ll provide six simple steps to help you to get your balance from insurmountable to zero. Our relationship with credit cards starts with the best intention. We never plan to carry a balance from month to month. With the best intentions, things still happen and a relatively small balance…
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The Financial Mistake You Can’t Afford to Make After College
There’s one big financial mistake you don’t want to make after college: Don’t focus so much on your student loan debt that you forget about the rest of your financial health.It has happened to many recent college graduates. They land a great job. They have a promising career ahead of them. All roads lead to a fantastic future. And then…
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Habits of People Who Never Have Credit Card Debt
Since most of us aren’t rich, we have to get loans to buy a house, a car or complete an education. And because we often rely on financing to accomplish goals, some people have the attitude that debt–regardless of the type–is a normal part of life. Not only do they acquire loans, but they also rack up a lot of…
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How To Beat Post-Holiday Financial Debt
Have holiday financial debt? You’re not alone. An American Research Group survey of 1,100 adults between November 17 and November 20, 2020 found that the average person plans to spend about $851 during the 2019 holiday shopping season. Between Thanksgiving and Christmas, consumers give their credit cards and bank accounts a serious beating. Many people feel obligated to buy gifts…
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Debt-Freedom
How to Achieve Debt Freedom and Become Financially Secure Debt can cause stress impacting your health and wellbeing. It’s a ball-and-chain that prevents us from living our dream lifestyles. Whether you have a mountain of student loans or credit card debt being shackled to these debt obligations is a frightful one. You can live debt-free. However, the success of any…
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Debts You Shouldn’t Fear and Why
-Some people don’t realize the damaging effects of debt. In their minds, it’s a part of life. If they owe several thousands of dollars on a credit card — it’s no big deal. However, debt can be the kiss of death. If you think I’m exaggerating, try applying for a mortgage with a mountain of consumer debt and see what happens. The bank will…
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