Budgeting
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How to Win in Life Without Winning the Lottery
I will openly admit I have played the lottery many times. Sometimes the lottery tickets yield a $2 win, but most often, it’s a loss. I don’t play the lottery regularly, but there are occasions like billion-dollar jackpots when I opt to buy a ticket and skip my cup of coffee. Let me get this out of the way. The chance…
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How to Lower Monthly Household Expenses
Having lower monthly expenses means you’ll need to make less money to cover your lifestyle. Start thinking about how you’re spending your income on monthly household expenses. Give these ideas a try and see how you can lower your monthly expenses. The ideas below will require you to get on the phone and speak with your service providers. Here are…
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How to Plan Your Budget for Hard Financial Times
The coronavirus pandemic has ushered hard financial times for many and it’s not yet over. Thankfully some aspects seem to start getting back to normal slowly. But even though progress is being made and a lot of businesses are re-opening, that doesn’t mean the financial situation of everyone is starting to also look better. We are still living hard financial…
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How to Do Budget Planning for Big Purchases
We all know budget planning for big purchases, in addition to everyday budgeting, is one of the most important things you can do for your financial well-being. It gives you great relief to have control over your finances, to know what you can rely on and how to spend your money wisely. But financial planning also gives you the opportunity…
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Find Coinstar Coin Counting Machines Near Me
Do you have a jug filled with coins? It doesn’t do you any good to have it collecting dust as opposed to earning interest. What if there’s just way too many coins to count on a Wednesday afternoon? Then, you may find yourself asking where can you find free coin counting machines. The quick answer: there are fewer options available…
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How to Set Financial Goals and Achieve Them
Before setting financial goals, clarify your values and create a vision for your life. Taking this necessary step will help improve how you manage money. What is a vision for life? A vision is about your future and how you want to live your life. A vision is a big picture that your financial goals are meant to create. For…
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How to Start a Budget
Having to start a budget might be tedious but it doesn’t have to be boring. Almost a third of households live by a strict budget according to surveys. And those households report having fewer financial worries and are less likely to live paycheck to paycheck. Budgets are helpful tools to allocate your money towards what’s important. In this articleWhat is…
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Are Storage Units a Waste of Money?
In the past few months, I’ve helped my sister and two friends clean out their storage units. They’ve been storing furniture and boxes of stuff for months. They had good reason to pay the storage unit fee because they were transitioning from one house to another. My sister sold her 3-bedroom townhome to move to her one-bedroom rental property as…
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Protect Your Budget from the “One Day Sale”
A year ago, I was at a coffee shop writing and overheard someone say they needed to rush to a store because they were having a One Day Sales event. The response from the other person was “you don’t need it.” He responded with, “Stop telling me what I can or can’t buy.” An argument ensued in public albeit quietly.…
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Emergency Fund: Why You Need It and Why It Matters
I once read that nearly half of Americans don’t have $500 saved to cover an unexpected expense. Back then, I was part of that statistic and felt the stress that came along with being financially unprepared. Today, I’ve made it a mission to stress the importance of having money saved for rainy days, emergencies, and unexpected job loss. Keep reading…
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