Banking
Banking Basics: What You Need to Know
Your success with personal finance includes understanding banking basics. Sure, you can keep your money in your wallet or a jar, but the most effective way to manage money is to use a banking service. What is Banking? Banking is a form of money management using products and services related to savings and loans. Banks take deposits from people like…
Read More »How to Dispute Information in Your ChexSystems Report
The information in your Chexsystem report may prevent you from opening a new checking account or debit card. You may be denied an account because a bank or credit union reported an account abuse for too many overdrafts, non-sufficient funds, or uncollected deposits that left your checking account in the negative. What’s Chexsystems? Chexsystems is a consumer reporting agency that…
Read More »-
How to Find Free ATMs
Need to find free ATMs to access your cash? One of the most wasted fees I’ve paid was accessing my own cash through an ATM with a surcharge. I’ll withdraw $20 and get hit with a $3 fee at the low end. That’s a 15% fee. I understand why fees are charged because it costs money to run and operate…
Read More »