• HousingRenting is Better Than Buying

    7 Reasons Why Renting is Better Than Buying

    It’s possible that renting might be better than buying. I recently read an article that said many millennials and older generations are ditching their mortgages and choosing to rent. Not because they can’t afford a mortgage but because they like the freedom and flexibility that comes with renting. I’ve been a homeowner for about eight years, and although I’m enjoying…

    Read More »
  • MindsetStop Repeating Money Mistakes

    5 Ways to Stop Repeating Money Mistakes

    Each year I strive to do better than the year before, especially when it comes to money mistakes, and I’m sure a lot of people feel the same way. In speaking to others about their different goals, I’ve noticed a trend. Although many people have personal, career, and educational goals, it seems like everyone has at least one financial goal. As a personal…

    Read More »
  • Borrow Money Articles

    Which Credit Card Is Right for Your Wallet?

    It’s important to know which credit card is right for your lifestyle. You might think it doesn’t matter which type of credit card you carry in your wallet, but most credit cards cater to a particular spender. The credit card you choose can say a lot about your spending habits, and choosing the wrong credit card can be financially detrimental.…

    Read More »
  • Borrow Money Articles

    4 Things to Never Charge to a Credit Card

    Credit is a tool but here’s things to never charge to a credit card for better peace of mind and financial wellbeing. Did you know that the average credit card debt of U.S. families is $6,270? That’s according to the most recent data from the Federal Reserve’s Survey of Consumer Finances. On average, we carry a ton of credit card debt.…

    Read More »
  • Borrow Money Articles

    Habits of People Who Never Have Credit Card Debt

    Since most of us aren’t rich, we have to get loans to buy a house, a car or complete an education. And because we often rely on financing to accomplish goals, some people have the attitude that debt–regardless of the type–is a normal part of life. Not only do they acquire loans, but they also rack up a lot of…

    Read More »
  • Careers

    How to Prepare for a Job Interview: Don’t Make These Mistakes

    Increase your odds of landing your dream position by being well prepared for a job interview. Whether your goal is career mobility or you’re out of a job, you don’t want to make these interview mistakes. Sure you need to get the interview basics right first like dressing properly and grooming. But you can’t stop at the basics. You’ll increase…

    Read More »
  • Earn Money Articles

    Is It Really Okay to Talk About Your Money?

    Are you ok with breaking the money taboo, or do you even enjoy talking about your money? It seems to me that more and more people do.Have the money rules changed? I ask because as a teenager, money was one of those topics that were primarily discussed between immediate family. It was sort of an unwritten rule in the house – don’t…

    Read More »
  • Assessments

    7 Simple Ideas for Spring Cleaning Your Finances

    Did you know spring cleaning is for your finances, too? From time to time everyone should take stock of their financial situation. If you think of yourself as a financially savvy person, you probably make smart money decisions and do whatever it takes to avoid money blunders. But even if you’re responsible, your financial life might take a backseat to…

    Read More »
  • Housing

    Applying for a Self-Employed Mortgage? Watch the Write-Offs.

    It may be harder than you think to get a self-employed mortgage if you aren’t careful about how you do your tax write-offs.Self-employment offers a measure of freedom. You can set your own hours, work at your own pace, and control your income. But if you’re thinking about buying a house, self-employment might be the thing that stands in your way…

    Read More »
  • Borrow Money Articles

    How To Beat Post-Holiday Financial Debt

    Have holiday financial debt? You’re not alone. An American Research Group survey of 1,100 adults between November 17 and November 20, 2020 found that the average person plans to spend about $851 during the 2019 holiday shopping season. Between Thanksgiving and Christmas, consumers give their credit cards and bank accounts a serious beating. Many people feel obligated to buy gifts…

    Read More »