How We Make Money

Our Affiliate and Advertising Disclosure

Phroogal ( may be compensated through third-party advertisers, also known as affiliates. However, the results of our financial services tools, blog content, and reviews are based on objective analysis, regardless of compensation.

The analysis and opinions on our site are those of the writers and Phroogal. We follow guidelines to ensure editorial integrity. We believe you are entitled to fair and accurate information, regardless of the compensation involved.

Phroogal also strives to keep its information accurate and up to date. This information we present may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products, shopping products, and services are presented without warranty. We do our best to maintain updated information on all products and services we cover, but given the fast-changing digital environment, it is hard to do in all circumstances.

In order to provide consumers with transparency and in that spirit, we want to share how we make money. Some of the financial institutions with products on our site may pay us a referral fee when customers get approved for certain products. Other companies may sponsor a review of their product or service – whereby we provide an objective review, and they compensate us for our time. Finally, we also sell display advertising, both directly and through third parties such as Google AdSense. We may also link to products within the articles we write.

In some instances, products that offer affiliate compensation may appear before other results. We do not receive compensation from all brands or companies found on Accept that any link or mention of a product on may generate compensation.

When you click to apply for certain products and services through our site, we may receive compensation from the company that issues that product. This compensation enables us to maintain our growing site and continue with our mission. The money we earn supports our projects and content creation schedule of which we don’t receive compensation. The money earned helps support our team to complete research and stay up-to-date on the latest trends, products, and offerings.

We appreciate your trust in using our site for information and using our links to apply for products. We strive to be transparent about which products in which we receive compensation.

To read our disclaimer and privacy policy.

Thank you for supporting our mission with your visits, shares, and endorsements. And thank you once more for clicking and/or choosing to use a product that you discovered on